Credit Card

Credit Card

If you’ve just received your new NAB credit card, or even if it’s still in the mail, here a few ways for you to start making the most of it.

Have you ever gone past your credit card’s limit? Ever been declined by an EFTPOS machine? From June, we’ll contact you when you reach your credit card’s credit limit. Your message will come as an […]

Update: From 1 July 2012 we’re charging interest on fees that you don’t pay on  time. We’ve updated this post to reflect that. If you only ever made your minimum credit card payment it would […]

There’s a lot of information on your credit card statement. You’re probably already used to finding your payment due date and the amount to pay – your closing balance or minimum payment amount – but […]

A return to the life of our made-up NAB customer Anthony, who’s just got himself a new credit card. How will it change the way he looks after his money? When we first took a […]

Don’t fall into the trap of thinking that your minimum credit card payment amount is enough to avoid interest charges. Or thinking you’ll get your balance down to zero quickly if you keep paying the […]

Update: From 1 July 2012 we’re charging interest on fees that you don’t pay on time. We’ve updated this post to reflect that. Paying part of your credit card statement’s closing balance is obviously better […]

There are a number of different types of credit cards, from low rate or low fee cards to various rewards cards. Choosing the right card for you depends on how you use your card, your […]

Most credit cards have a minimum and a maximum credit limit. As you will read below, the minimum limit depends on your card type. The maximum limit depends on the amount you apply for (and […]

If you’ve already read our post avoiding credit card interest Part 1, you’ll know how to deal with interest-free days, balance transfers and special rates, and the higher cost of cash advances. Here are some […]